{"__meta":{"id":"01M2HYHFJD2JYYWKY7AX1KXRNX","tabUuid":null,"batchId":null,"timestamp":"2026-09-15T07:12:14.415Z","utime":1789456334.415471,"method":"GET","url":"http://localhost:8080/monitoring","component":"Monitoring/Index","requestType":"navigate","status":200,"redirectLocation":null,"serverTimingMs":188.0962,"visitId":null},"http":{"requestHeaders":{"x-xsrf-token":"[REDACTED]","host":"localhost:8080","connection":"keep-alive","sec-ch-ua-platform":"\"Windows\"","x-inertia-version":"5bb9ec356a33b35c31955a9bc47a217b","sec-ch-ua":"\"Chromium\";v=\"152\", \"Not?A_Brand\";v=\"24\", \"Google Chrome\";v=\"152\"","x-inertia":"true","sec-ch-ua-mobile":"?0","x-requested-with":"XMLHttpRequest","user-agent":"Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/152.0.0.0 Safari/537.36","accept":"text/html, application/xhtml+xml","sec-fetch-site":"same-origin","sec-fetch-mode":"cors","sec-fetch-dest":"empty","referer":"http://localhost:8080/dashboard","accept-encoding":"gzip, deflate, br, zstd","accept-language":"en-US,en;q=0.9,id;q=0.8","cookie":"[REDACTED]"},"responseHeaders":{"x-inertia":"true","cache-control":"no-cache, private","date":"Tue, 15 Sep 2026 07:12:14 GMT","content-type":"application/json","vary":"X-Inertia","x-inertia-devtools-id":"01M2HYHFJD2JYYWKY7AX1KXRNX","x-inertia-devtools-parent-out":"01M2HYHFJD2JYYWKY7AX1KXRNX","set-cookie":"[REDACTED]"},"requestBody":{"status":"empty"},"responseBody":{"status":"present","value":{"component":"Monitoring/Index","props":{"auth":{"user":{"id":1,"name":"Admin BPR","email":"admin@bprcerdas.co.id","role":"admin","roles":["Admin"],"permissions":["manage_users","manage_debtors","manage_collaterals","create_appraisal","edit_appraisal","submit_appraisal","review_appraisal","approve_appraisal","view_reports","manage_settings","view_dashboard"]}},"flash":{"success":null,"error":null},"errors":[],"expiredAppraisals":[],"expiringSoon":[],"significantDecrease":[],"lowCoverage":[{"id":7,"appraisal_number":"APP-2026-000007","collateral_id":7,"appraiser_id":3,"status":"approved","appraisal_date":"2026-05-01T00:00:00.000000Z","expiry_date":null,"version":1,"notes":"Sedang dalam proses review oleh reviewer.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-15T05:27:58.000000Z","collateral":{"id":7,"debtor_id":6,"credit_id":8,"collateral_type":"tanah","name":"Tanah Pemukiman Wonokromo","description":"Tanah di area pemukiman padat","location":"Jl. Wonokromo No. 34, Surabaya","estimated_value":"480000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":6,"cif":"CIF-0001006","name":"Hendra Kurniawan","address":"Jl. Diponegoro No. 56, Surabaya","phone":"0818-9012-3456","email":"hendra.k@gmail.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":8,"debtor_id":6,"credit_number":"KRD-2024-006001","plafond":"150000000.00","baki_debet":"130000000.00","kolektibilitas":3,"credit_date":"2024-04-20T00:00:00.000000Z","due_date":"2027-04-20T00:00:00.000000Z","interest_rate":"12.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":7,"appraisal_id":7,"comparable_avg_price_per_m2":"2800000.00","total_adjustment_percentage":"4.00","market_value":"504000000.00","liquidation_value":"352800000.00","bpr_value":"428400000.00","collateral_coverage":"0.1867","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":5,"appraisal_number":"APP-2026-000005","collateral_id":5,"appraiser_id":3,"status":"approved","appraisal_date":"2026-06-05T00:00:00.000000Z","expiry_date":null,"version":1,"notes":"Penilaian telah selesai dan dikirim untuk review.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-15T05:29:54.000000Z","collateral":{"id":5,"debtor_id":4,"credit_id":6,"collateral_type":"tanah","name":"Tanah Kavling Kemang","description":"Tanah premium di area Kemang","location":"Jl. Kemang Selatan XII No. 10, Jakarta Selatan","estimated_value":"1800000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":4,"cif":"CIF-0001004","name":"Rina Susanti","address":"Jl. Kemang Raya No. 88, Jakarta Selatan","phone":"0816-7890-1234","email":"rina.susanti@yahoo.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":6,"debtor_id":4,"credit_number":"KRD-2024-004001","plafond":"800000000.00","baki_debet":"650000000.00","kolektibilitas":1,"credit_date":"2024-09-10T00:00:00.000000Z","due_date":"2029-09-10T00:00:00.000000Z","interest_rate":"10.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":5,"appraisal_id":5,"comparable_avg_price_per_m2":"4200000.00","total_adjustment_percentage":"4.00","market_value":"1764000000.00","liquidation_value":"1234800000.00","bpr_value":"1499400000.00","collateral_coverage":"2.7138","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":10,"appraisal_number":"APP-2026-000010","collateral_id":10,"appraiser_id":2,"status":"approved","appraisal_date":"2025-12-01T00:00:00.000000Z","expiry_date":"2026-12-01T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":10,"debtor_id":10,"credit_id":14,"collateral_type":"tanah","name":"Tanah Kavling Lebak Bulus","description":"Tanah kavling dekat stasiun MRT","location":"Jl. Lebak Bulus Raya No. 5, Jakarta Selatan","estimated_value":"900000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":10,"cif":"CIF-0001010","name":"Agus Setiabudi","address":"Jl. Kebayoran Baru No. 77, Jakarta Selatan","phone":"0823-3456-7890","email":"agus.setia@gmail.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":14,"debtor_id":10,"credit_number":"KRD-2025-010001","plafond":"350000000.00","baki_debet":"320000000.00","kolektibilitas":4,"credit_date":"2025-03-08T00:00:00.000000Z","due_date":"2028-03-08T00:00:00.000000Z","interest_rate":"12.50","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":10,"appraisal_id":10,"comparable_avg_price_per_m2":"3200000.00","total_adjustment_percentage":"4.00","market_value":"960000000.00","liquidation_value":"672000000.00","bpr_value":"816000000.00","collateral_coverage":"3.0000","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":12,"appraisal_number":"APP-2026-000012","collateral_id":12,"appraiser_id":2,"status":"approved","appraisal_date":"2026-01-20T00:00:00.000000Z","expiry_date":"2027-01-20T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":12,"debtor_id":7,"credit_id":10,"collateral_type":"tanah_bangunan","name":"Gedung Kantor Thamrin","description":"Gedung perkantoran 4 lantai","location":"Jl. Thamrin No. 25, Jakarta Pusat","estimated_value":"5500000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":7,"cif":"CIF-0001007","name":"PT Sentosa Makmur Jaya","address":"Jl. Thamrin No. 10, Jakarta Pusat","phone":"0819-0123-4567","email":"sentosa@makmur.co.id","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":10,"debtor_id":7,"credit_number":"KRD-2025-007002","plafond":"500000000.00","baki_debet":"480000000.00","kolektibilitas":1,"credit_date":"2025-08-10T00:00:00.000000Z","due_date":"2030-08-10T00:00:00.000000Z","interest_rate":"10.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":12,"appraisal_id":12,"comparable_avg_price_per_m2":"10000000.00","total_adjustment_percentage":"2.50","market_value":"5000000000.00","liquidation_value":"3500000000.00","bpr_value":"4250000000.00","collateral_coverage":"4.1667","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":11,"appraisal_number":"APP-2026-000011","collateral_id":11,"appraiser_id":3,"status":"approved","appraisal_date":"2025-11-15T00:00:00.000000Z","expiry_date":"2026-11-15T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":11,"debtor_id":3,"credit_id":5,"collateral_type":"tanah_bangunan","name":"Ruko Darmo Permai","description":"Ruko 3 lantai di area komersial Darmo","location":"Jl. Darmo Permai Selatan No. 12, Surabaya","estimated_value":"2200000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":3,"cif":"CIF-0001003","name":"CV Maju Jaya Trading","address":"Jl. Pemuda No. 67, Surabaya","phone":"0815-6789-0123","email":"majujaya@trading.co.id","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":5,"debtor_id":3,"credit_number":"KRD-2026-003002","plafond":"300000000.00","baki_debet":"300000000.00","kolektibilitas":1,"credit_date":"2026-02-01T00:00:00.000000Z","due_date":"2031-02-01T00:00:00.000000Z","interest_rate":"10.25","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":11,"appraisal_id":11,"comparable_avg_price_per_m2":"6500000.00","total_adjustment_percentage":"4.00","market_value":"2275000000.00","liquidation_value":"1592500000.00","bpr_value":"1933750000.00","collateral_coverage":"7.5833","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}}],"nplCollaterals":[{"id":10,"appraisal_number":"APP-2026-000010","collateral_id":10,"appraiser_id":2,"status":"approved","appraisal_date":"2025-12-01T00:00:00.000000Z","expiry_date":"2026-12-01T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":10,"debtor_id":10,"credit_id":14,"collateral_type":"tanah","name":"Tanah Kavling Lebak Bulus","description":"Tanah kavling dekat stasiun MRT","location":"Jl. Lebak Bulus Raya No. 5, Jakarta Selatan","estimated_value":"900000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":10,"cif":"CIF-0001010","name":"Agus Setiabudi","address":"Jl. Kebayoran Baru No. 77, Jakarta Selatan","phone":"0823-3456-7890","email":"agus.setia@gmail.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":14,"debtor_id":10,"credit_number":"KRD-2025-010001","plafond":"350000000.00","baki_debet":"320000000.00","kolektibilitas":4,"credit_date":"2025-03-08T00:00:00.000000Z","due_date":"2028-03-08T00:00:00.000000Z","interest_rate":"12.50","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":10,"appraisal_id":10,"comparable_avg_price_per_m2":"3200000.00","total_adjustment_percentage":"4.00","market_value":"960000000.00","liquidation_value":"672000000.00","bpr_value":"816000000.00","collateral_coverage":"3.0000","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}}],"counts":{"expired":0,"expiring_soon":0,"low_coverage":5,"significant_decrease":0,"npl":1}},"url":"/monitoring","version":"5bb9ec356a33b35c31955a9bc47a217b","sharedProps":["auth","flash","errors"]}}},"props":{"auth":{"shared":true,"inertiaType":null},"auth.user":{"shared":false,"inertiaType":null,"shareSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Providers\\AppServiceProvider.php","line":41}},"flash":{"shared":true,"inertiaType":null,"shareSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Providers\\AppServiceProvider.php","line":56}},"errors":{"shared":true,"inertiaType":"always","shareSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\vendor\\inertiajs\\inertia-laravel\\src\\Middleware.php","line":72}},"expiredAppraisals":{"shared":false,"inertiaType":null,"renderSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":38}},"expiringSoon":{"shared":false,"inertiaType":null,"renderSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":39}},"significantDecrease":{"shared":false,"inertiaType":null,"renderSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":40}},"lowCoverage":{"shared":false,"inertiaType":null,"renderSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":41}},"nplCollaterals":{"shared":false,"inertiaType":null,"renderSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":42}},"counts":{"shared":false,"inertiaType":null,"renderSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":43}}},"propValues":{"auth":{"user":{"id":1,"name":"Admin BPR","email":"admin@bprcerdas.co.id","role":"admin","roles":["Admin"],"permissions":["manage_users","manage_debtors","manage_collaterals","create_appraisal","edit_appraisal","submit_appraisal","review_appraisal","approve_appraisal","view_reports","manage_settings","view_dashboard"]}},"auth.user":{"id":1,"name":"Admin BPR","email":"admin@bprcerdas.co.id","role":"admin","roles":["Admin"],"permissions":["manage_users","manage_debtors","manage_collaterals","create_appraisal","edit_appraisal","submit_appraisal","review_appraisal","approve_appraisal","view_reports","manage_settings","view_dashboard"]},"flash":{"success":null,"error":null},"errors":[],"expiredAppraisals":[],"expiringSoon":[],"significantDecrease":[],"lowCoverage":[{"id":7,"appraisal_number":"APP-2026-000007","collateral_id":7,"appraiser_id":3,"status":"approved","appraisal_date":"2026-05-01T00:00:00.000000Z","expiry_date":null,"version":1,"notes":"Sedang dalam proses review oleh reviewer.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-15T05:27:58.000000Z","collateral":{"id":7,"debtor_id":6,"credit_id":8,"collateral_type":"tanah","name":"Tanah Pemukiman Wonokromo","description":"Tanah di area pemukiman padat","location":"Jl. Wonokromo No. 34, Surabaya","estimated_value":"480000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":6,"cif":"CIF-0001006","name":"Hendra Kurniawan","address":"Jl. Diponegoro No. 56, Surabaya","phone":"0818-9012-3456","email":"hendra.k@gmail.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":8,"debtor_id":6,"credit_number":"KRD-2024-006001","plafond":"150000000.00","baki_debet":"130000000.00","kolektibilitas":3,"credit_date":"2024-04-20T00:00:00.000000Z","due_date":"2027-04-20T00:00:00.000000Z","interest_rate":"12.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":7,"appraisal_id":7,"comparable_avg_price_per_m2":"2800000.00","total_adjustment_percentage":"4.00","market_value":"504000000.00","liquidation_value":"352800000.00","bpr_value":"428400000.00","collateral_coverage":"0.1867","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":5,"appraisal_number":"APP-2026-000005","collateral_id":5,"appraiser_id":3,"status":"approved","appraisal_date":"2026-06-05T00:00:00.000000Z","expiry_date":null,"version":1,"notes":"Penilaian telah selesai dan dikirim untuk review.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-15T05:29:54.000000Z","collateral":{"id":5,"debtor_id":4,"credit_id":6,"collateral_type":"tanah","name":"Tanah Kavling Kemang","description":"Tanah premium di area Kemang","location":"Jl. Kemang Selatan XII No. 10, Jakarta Selatan","estimated_value":"1800000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":4,"cif":"CIF-0001004","name":"Rina Susanti","address":"Jl. Kemang Raya No. 88, Jakarta Selatan","phone":"0816-7890-1234","email":"rina.susanti@yahoo.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":6,"debtor_id":4,"credit_number":"KRD-2024-004001","plafond":"800000000.00","baki_debet":"650000000.00","kolektibilitas":1,"credit_date":"2024-09-10T00:00:00.000000Z","due_date":"2029-09-10T00:00:00.000000Z","interest_rate":"10.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":5,"appraisal_id":5,"comparable_avg_price_per_m2":"4200000.00","total_adjustment_percentage":"4.00","market_value":"1764000000.00","liquidation_value":"1234800000.00","bpr_value":"1499400000.00","collateral_coverage":"2.7138","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":10,"appraisal_number":"APP-2026-000010","collateral_id":10,"appraiser_id":2,"status":"approved","appraisal_date":"2025-12-01T00:00:00.000000Z","expiry_date":"2026-12-01T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":10,"debtor_id":10,"credit_id":14,"collateral_type":"tanah","name":"Tanah Kavling Lebak Bulus","description":"Tanah kavling dekat stasiun MRT","location":"Jl. Lebak Bulus Raya No. 5, Jakarta Selatan","estimated_value":"900000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":10,"cif":"CIF-0001010","name":"Agus Setiabudi","address":"Jl. Kebayoran Baru No. 77, Jakarta Selatan","phone":"0823-3456-7890","email":"agus.setia@gmail.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":14,"debtor_id":10,"credit_number":"KRD-2025-010001","plafond":"350000000.00","baki_debet":"320000000.00","kolektibilitas":4,"credit_date":"2025-03-08T00:00:00.000000Z","due_date":"2028-03-08T00:00:00.000000Z","interest_rate":"12.50","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":10,"appraisal_id":10,"comparable_avg_price_per_m2":"3200000.00","total_adjustment_percentage":"4.00","market_value":"960000000.00","liquidation_value":"672000000.00","bpr_value":"816000000.00","collateral_coverage":"3.0000","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":12,"appraisal_number":"APP-2026-000012","collateral_id":12,"appraiser_id":2,"status":"approved","appraisal_date":"2026-01-20T00:00:00.000000Z","expiry_date":"2027-01-20T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":12,"debtor_id":7,"credit_id":10,"collateral_type":"tanah_bangunan","name":"Gedung Kantor Thamrin","description":"Gedung perkantoran 4 lantai","location":"Jl. Thamrin No. 25, Jakarta Pusat","estimated_value":"5500000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":7,"cif":"CIF-0001007","name":"PT Sentosa Makmur Jaya","address":"Jl. Thamrin No. 10, Jakarta Pusat","phone":"0819-0123-4567","email":"sentosa@makmur.co.id","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":10,"debtor_id":7,"credit_number":"KRD-2025-007002","plafond":"500000000.00","baki_debet":"480000000.00","kolektibilitas":1,"credit_date":"2025-08-10T00:00:00.000000Z","due_date":"2030-08-10T00:00:00.000000Z","interest_rate":"10.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":12,"appraisal_id":12,"comparable_avg_price_per_m2":"10000000.00","total_adjustment_percentage":"2.50","market_value":"5000000000.00","liquidation_value":"3500000000.00","bpr_value":"4250000000.00","collateral_coverage":"4.1667","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}},{"id":11,"appraisal_number":"APP-2026-000011","collateral_id":11,"appraiser_id":3,"status":"approved","appraisal_date":"2025-11-15T00:00:00.000000Z","expiry_date":"2026-11-15T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":11,"debtor_id":3,"credit_id":5,"collateral_type":"tanah_bangunan","name":"Ruko Darmo Permai","description":"Ruko 3 lantai di area komersial Darmo","location":"Jl. Darmo Permai Selatan No. 12, Surabaya","estimated_value":"2200000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":3,"cif":"CIF-0001003","name":"CV Maju Jaya Trading","address":"Jl. Pemuda No. 67, Surabaya","phone":"0815-6789-0123","email":"majujaya@trading.co.id","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":5,"debtor_id":3,"credit_number":"KRD-2026-003002","plafond":"300000000.00","baki_debet":"300000000.00","kolektibilitas":1,"credit_date":"2026-02-01T00:00:00.000000Z","due_date":"2031-02-01T00:00:00.000000Z","interest_rate":"10.25","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":11,"appraisal_id":11,"comparable_avg_price_per_m2":"6500000.00","total_adjustment_percentage":"4.00","market_value":"2275000000.00","liquidation_value":"1592500000.00","bpr_value":"1933750000.00","collateral_coverage":"7.5833","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}}],"nplCollaterals":[{"id":10,"appraisal_number":"APP-2026-000010","collateral_id":10,"appraiser_id":2,"status":"approved","appraisal_date":"2025-12-01T00:00:00.000000Z","expiry_date":"2026-12-01T00:00:00.000000Z","version":1,"notes":"Penilaian telah disetujui.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z","collateral":{"id":10,"debtor_id":10,"credit_id":14,"collateral_type":"tanah","name":"Tanah Kavling Lebak Bulus","description":"Tanah kavling dekat stasiun MRT","location":"Jl. Lebak Bulus Raya No. 5, Jakarta Selatan","estimated_value":"900000000.00","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z","debtor":{"id":10,"cif":"CIF-0001010","name":"Agus Setiabudi","address":"Jl. Kebayoran Baru No. 77, Jakarta Selatan","phone":"0823-3456-7890","email":"agus.setia@gmail.com","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"},"credit":{"id":14,"debtor_id":10,"credit_number":"KRD-2025-010001","plafond":"350000000.00","baki_debet":"320000000.00","kolektibilitas":4,"credit_date":"2025-03-08T00:00:00.000000Z","due_date":"2028-03-08T00:00:00.000000Z","interest_rate":"12.50","status":"active","created_at":"2026-09-14T09:35:35.000000Z","updated_at":"2026-09-14T09:35:35.000000Z"}},"result":{"id":10,"appraisal_id":10,"comparable_avg_price_per_m2":"3200000.00","total_adjustment_percentage":"4.00","market_value":"960000000.00","liquidation_value":"672000000.00","bpr_value":"816000000.00","collateral_coverage":"3.0000","notes":"Hasil perhitungan berdasarkan metode pasar dan penyesuaian data komparabel.","created_at":"2026-09-14T09:35:36.000000Z","updated_at":"2026-09-14T09:35:36.000000Z"}}],"counts":{"expired":0,"expiring_soon":0,"low_coverage":5,"significant_decrease":0,"npl":1}},"route":{"name":"monitoring.index","uri":"/monitoring","action":"App\\Http\\Controllers\\MonitoringController@index","actionSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":13}},"renderSource":{"file":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\app\\Http\\Controllers\\MonitoringController.php","line":37},"componentPath":"C:\\xampp\\htdocs\\appraisers\\cerdas-appraisal\\resources\\js\\Pages/Monitoring/Index.vue"}